Liability is legal responsibility for damage to another party’s person or property. If an accident occurs on your premises for which your business is found liable, you can expect to owe money damages to the person whose person or property was harmed.
Because accidents or injuries are difficult to predict and damage awards can be enormous, liability insurance is perhaps the most important coverage for any business. A multi-million dollar judgment can disrupt – if not bankrupt – many businesses. These judgments are entirely possible in today’s lawsuit environment.
AIA Financial liability insurance protects an insured person or company from a wide variety of exposures. This insurance usually covers legal obligation arising out of injuries or damage suffered by members of the public, customers, tenants and others.
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